We give farmers, individuals and MSMEs a structured second chance at the formal financial system, disburse credit with purpose, and connect borrowers to the right lenders — building a financial ecosystem where no one is left behind permanently.
Solis Ortus BC
Private Limited
Powering Aspirations
Restoring dignity
✦
Rebuilding trust
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Reigniting opportunity
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Powering Aspirations
✦
Financial Re-Inclusion
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Restoring dignity
✦
Rebuilding trust
✦
Reigniting opportunity
✦
Powering Aspirations
✦
Financial Re-Inclusion
✦
Banks and NBFCs write off crores in loans every year — not because borrowers are unwilling, but because no one is equipped to bring them back. Farmers hit by crop failure, MSMEs disrupted by market shocks, individuals facing medical crises: these are circumstantial defaulters, not wilful ones.
At the same time, vast segments of India's population remain outside the formal credit system entirely — unable to access loans, unable to grow, unable to contribute to the economy. This is a loss for lenders, for borrowers, and for India.
Solis Ortus BC Private Limited operates at the intersection of credit regularization, lending, and financial access. We work with banks, NBFCs, and regulators to regularize stressed assets, disburse responsible credit, and connect underserved borrowers to the right financial products.
Our three business pillars work together to create a complete re-inclusion ecosystem — one that generates returns for financial institutions while restoring dignity and opportunity for borrowers.
To build India's most trusted financial re-inclusion ecosystem — where stressed assets become performing ones, where the unbanked become credit-worthy, and where every borrower gets a structured second chance.
We profile each borrower — economically and behaviourally — to understand their situation, distinguish circumstantial from wilful default, and identify the right intervention.
We design a realistic repayment plan — rescheduling debt, breaking it into micro-instalments, and negotiating partial relief where appropriate — always within the FI's framework.
We regularize repayments on behalf of partner FIs, ensuring steady recovery flows. For eligible borrowers, we simultaneously originate new credit through our BC channel.
A verified repayment track record restores the borrower's credit profile. They re-enter the formal system — as a performing borrower and a future lending opportunity for our FI partners.
We regularize stressed and written-off loans on behalf of banks and NBFCs — not through pressure, but through empathy. Our approach is built on understanding why a borrower defaulted, restructuring repayments around their actual capacity, and restoring their relationship with formal finance.
For financial institutions, this means recovering capital that has been written off, reducing NPA burden, and converting defaulters into performing borrowers — without the reputational or operational cost of aggressive collection.
"A farmer who couldn't repay because of a failed harvest is not a lost cause. They are a recoverable asset — and a future client."
"Credit is not just capital — it is the fuel that powers livelihoods, businesses, and communities."
As a registered Business Correspondent, Solis Ortus acts as an authorised partner for banks and NBFCs — delivering responsible credit directly to individuals, farmers, and MSMEs who are underserved by mainstream banking infrastructure.
We originate, process, and disburse loans on behalf of our financial institution partners, extending their reach into markets they cannot cost-effectively serve on their own.
Not every borrower needs the same lender, and not every lender suits every borrower. Our referral business matches credit-seeking individuals and enterprises with the most appropriate financial institution for their profile — creating value for both sides.
We leverage our deep borrower relationships and FI network to channel qualified leads to partner banks, NBFCs, and microfinance institutions — generating a steady pipeline of vetted, ready-to-lend clients.
"The right loan, from the right lender, at the right time — that is what financial inclusion actually means."
We balance compassion with accountability, creating solutions that are humane and sustainable.
We believe exclusion is temporary. Everyone deserves an opportunity to rebuild and thrive.
We build trust through fairness, honesty, and clarity in all our actions.
We design creative financial models and technology that open doors for the underserved.
We work with partners and people to create systemic, lasting change.
We enable growth that is stable, responsible, and future-ready.
Company Secretary with 18+ years of experience across sectors, including 8 years in microfinance. Currently CEO of Solis Ortus. Expert in due diligence, IPO preparation, and RBI regulatory compliance.
Dr. Satyajit Deb is a seasoned central banker with over 38 years of experience, having superannuated from the Reserve Bank of India as a Senior General Manager in October 2025. He brings deep expertise in bank and NBFC supervision, regulation, financial inclusion, currency management, and risk and compliance frameworks. A Master’s in Economics and a Ph.D. in Financial Inclusion, he combines strong academic grounding with extensive policy and operational experience. As a Strategic Adviser at Solis Ortus BC Private Limited, he is currently contributing to transformative initiatives in Financial Inclusion 2.0 and financial re-inclusion within India’s BFSI sector.
Whether you are a bank looking to regularize NPAs, an NBFC seeking last-mile credit distribution, or an impact investor backing financial inclusion — Solis Ortus offers a structured, compliant, and scalable partnership model.
Outsource empathetic regularization of stressed and written-off accounts.
Extend your credit reach to underserved markets through our BC network.
Receive pre-qualified, vetted borrower leads ready for new lending.
Back a scalable, RBI-compliant financial inclusion model with measurable social returns.
Whether you are a bank seeking NPA / write-off regularization, a bank / NBFC looking for a BC partner, a regulator exploring financial re-inclusion frameworks, or an impact investor — we would love to connect.
Aurora Waterfront, Block-GN, Plot No. 34/1, Unit No. 803, Sector-V, Saltlake, Kolkata – 700091
Regd. Office: Central Plaza, BL-A4, 1st Floor, 41 B.B. Ganguly Street, Kolkata – 700012
CIN: U46109WB2025PTC278418